Surgepays sees significant year-over-year growth in Q3, driven by synergistic revenue channels and strategic investments in technology and retail.

OPERATOR - (00:00:00)

To The Surgepays 2025 Third Quarter Financial Results Conference Call Today's date is November 12, 2025 and on the call today from the company are Brian Cox, President and CEO and Tony Evers, Chief Financial Officer. Before we begin, I'd like to remind everyone that this call may contain forward looking statements as they are defined under the Private Securities Litigation Reform act of 1995. These statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those expressed in the forward looking statements. For a discussion of such risks and uncertainties, please see Surgepays Most Recent Filings with the SEC. All forward looking statements made today reflect our current expectations only and we undertake no obligation to update any statement to reflect the events that occur after this call. Copies of today's press release are accessible on Surgepays Investor relations website ir.surgepase.com in addition, Surgepays Form 10-Q for the quarter ended September 30, 2025 will also be available on Surgepays' Investor Relations website. And now I'd like to turn the call over to President and CEO Brian Cox.

Brian Cox - President and CEO - (00:01:06)

Good afternoon and thank you for joining us. As I mentioned, last quarter, today is less about the past and more about what's happening now and what's ahead. The third quarter was that inflection point. During the quarter we began to see execution across our multi channel growth platform which yielded strong growth year over year and sequentially. Each of our revenue channels are synergistic, not isolated initiatives that together strengthen with every subscriber, transaction and retailer added to our ecosystem. It consists of Torch Wireless which is subsidized under the Lifeline program, Link Up Mobile, our prepaid offering, Hero MVNO or wholesale offering, Prepaid Top up and our Clearline SaaS Point of Sale. We believe our strength lies in our ability to combine cutting edge technology with a nationwide retail distribution network bringing telecom and fintech products directly to underserved communities where people live and shop. This powerful combination of technology and retail provides us with a sustainable competitive advantage, positioning us as a long term leader in a large total addressable market that is very difficult to replicate. Our experienced team has been strategically investing and building since 2022, focusing on integration with AT&T, operational infrastructure, technology and talent deployment.